Last Updated: September 26, 2026
Welcome to the Confectus website (the “Site”). By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use the Site.
Use of the Website
The content on this Site is provided for general informational purposes only. It is intended to describe the services offered by Confectus and to share general insights related to accounting, tax, financial planning, and business advisory matters.
Use of this Site does not create a client, advisory, fiduciary, or professional relationship between you and Confectus.
No Professional Advice
Information on this Site should not be construed as accounting, tax, financial, legal, or other professional advice. Professional advice depends on your specific circumstances and should be obtained through a formal engagement with Confectus or another qualified professional.
You should not act or refrain from acting based solely on information contained on this Site.
Text Messaging
Confectus may use Short Message Service, or SMS, for one-to-one communications with clients and prospective clients who have agreed to receive text messages. Messages may relate to scheduling, document requests, engagement updates, deadlines, and other client-service matters. SMS is not used for mass marketing or automated campaigns.
Message frequency varies, and message and data rates may apply. Consent is optional and is not a condition of receiving services. Reply STOP to opt out or HELP for assistance. You may also contact Confectus using the contact information provided on this Site.
Do not send confidential or sensitive information by SMS, including Social Insurance Numbers, tax documents, banking information, passwords, or identification documents. Use a secure method approved by Confectus, such as the secure client portal.
Message delivery is not guaranteed. SMS communications do not, by themselves, constitute professional advice. Mobile telephone numbers and SMS opt-in information will not be sold, rented, or shared with third parties for their marketing purposes.
For more information about how Confectus handles personal information, please review the Privacy Policy.
Intellectual Property
All content on this Site, including text, graphics, logos, layout, and design, is the property of Confectus or its licensors and is protected by applicable intellectual property laws.
You may view, download, and print content for personal, non-commercial use only. Any reproduction, distribution, modification, or commercial use without prior written consent from Confectus is prohibited.
Website Availability and Accuracy
Confectus strives to ensure that the information on this Site is accurate and up to date. However, Confectus does not warrant that the Site or its content will always be available, accurate, complete, error-free, or free of viruses or other harmful components.
Content may be updated, modified, or removed at any time without notice.
Third-Party Links
This Site may contain links to third-party websites for convenience or informational purposes. Confectus does not control or endorse the content of third-party websites and is not responsible for their accuracy, availability, security, privacy policies, or practices.
Accessing third-party websites is at your own risk and may be subject to the terms and privacy policies of those third parties.
Limitation of Liability
To the fullest extent permitted by applicable law, Confectus shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to:
- Your access to or use of the Site
- Your inability to access or use the Site
- Your reliance on information made available through the Site
- Your use of SMS communications
- Delayed, failed, misdirected, or undelivered SMS messages
- Third-party websites or services accessed through the Site
Nothing in these Terms of Use excludes or limits any liability that cannot lawfully be excluded or limited.
Privacy
Your use of this Site and any Confectus SMS service is also governed by the Privacy Policy, which explains how Confectus collects, uses, discloses, retains, and protects personal information.
Changes to These Terms
Confectus reserves the right to update or modify these Terms of Use at any time. Changes will be effective when posted to this page.
The “Last Updated” date indicates when these Terms of Use were most recently revised. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms of Use, to the extent permitted by applicable law.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict-of-law principles.
Any dispute arising from these Terms of Use or your use of the Site shall be subject to the jurisdiction of the courts of the Province of Ontario, unless applicable law requires otherwise.
Contact Information
If you have questions about these Terms of Use or the Confectus SMS service, please contact Confectus using the contact information provided on this Site.